NYROXHousehold bills
keep charging
you.
Promo rates lapse. Contracts roll over. Renewal dates slip past — and the money leaves before you notice.
Free to start · No card needed
One encrypted
household
vault.
Every bill, contract and subscription in one encrypted register — with the renewal surfaced 30 days out, not 30 minutes.
In case of
emergency.
Wills, pensions, insurance, executors — breadcrumb pointers so your family can find everything if you can't.
End-to-end encrypted · zero-accessTwo accounts.
One private
vault.
Link your partner or family member. Share household bills, sinking funds, and emergency ICE records with zero-knowledge encryption while keeping private items personal.
Encrypted key exchange · No bank accessStart free.
Unlock once.
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What NYROX does
NYROX is an encrypted household bill and contract management app. It gives you one private register for every recurring cost your household carries — energy and water bills, broadband and mobile contracts, insurance policies, council tax, subscriptions, loans, memberships and appliance warranties — so nothing renews, lapses or rolls over without you knowing about it first.
Every record is encrypted on your device before it reaches our servers. The encryption key is derived from your password and never leaves your device, which means we store ciphertext we cannot read. There are no bank connections, no open banking permissions and no email scanning: NYROX never touches your accounts, so there is nothing for us to leak or sell. Bills can be scanned with on-device OCR, so the document never leaves your phone either.
The contract renewal tracker surfaces each expiry thirty days out rather than the morning it lands, along with the detail that actually matters when you switch — promo rate end dates, standard rates, contract term, exit fees, tariff type and typical usage. Sinking funds let you plan for irregular costs like annual insurance, car servicing or boiler repairs by setting aside a little each month against a target.
The ICE vault stores in-case-of-emergency breadcrumbs — wills, pensions, life insurance, property deeds and executor contacts — so your family can find what they need if you can't tell them. An optional Family Plan links a second account into a zero-knowledge shared vault, with keys exchanged client-side.
Pricing is deliberately simple. The free tier holds up to seven items with no time limit and no card. A single £39 payment unlocks everything for good, with no subscription. The £24/year Family Plan is optional and only needed if you want to share the vault with a partner.